When a group of small jewelers were sued by Van Cleef and Arpels (part of Richemont Group) for making clover shaped jewelry, the small companies could not afford defense. FLG presented the case to the defendants’ CGL business insurance carriers. Although the carriers denied coverage and defense for long periods, persistent negotiations and briefing on insurance law produced results. At least on insurer agreed to defend the case, and more than one agreed to coverage. The case was soon settled with the insurers paying for the settlement amount.